Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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The HELOC Payment Everyone Misses (Pay It Off Faster)
Categories: Debt Management, Financial Terms, HELOC, Mortgage
Today we are going to discuss the HELOC payment everyone misses (pay it off faster). Most people look at one number when they open a HELOC.That number is the minimum payment. Yes, that payment matters.However, it is only part of the story. Because of that, many people miss the most important HELOC payment of all.This […]
How to Estimate Your HELOC Payment Before You Borrow
Categories: Debt Management, Financial Terms, HELOC, Mortgage
Today we are going to discuss how to estimate your HELOC payment before you borrow. A HELOC can be a powerful tool. However, it can also feel confusing at first. That’s because your payment can change over time. Still, even with that uncertainty, you can get very close to your real payment. You just need […]
Enjoy Life More With Better, Cheaper, Smarter Debt
Categories: credit cards, Credit Tips, Debt Management, Mortgage, Retirement
Today we are going to discuss how you can enjoy life more with smarter debt! Clarity Comes First. Confidence Follows. Let’s be honest. Most of us carry more debt through life than savings or retirement. In fact, for many people, debt stays with them longer than any investment account ever will. So, because debt will […]
The Battle Between Your Nest Egg and High-Cost Credit Card Debt
Categories: credit cards, Debt Management, Financial Terms
Today we are going to demonstrate the battle between your nest egg and high-cost credit card debt. Ever wonder why your savings never seem to grow, but your credit card balance never seems to shrink? That’s the quiet game banks play every single day. They pay you a little interest on your savings while charging […]
Don’t Use Snowball or Avalanche Until You Do THIS!
Categories: credit cards, Debt Management, Financial Terms
Don’t use the snowball or avalanche until you do this! If you’ve been trying to pay off debt but keep stumbling, this is for you. The truth is, most people start in the wrong place. They try to pay off debt before they fix it.That’s like trying to run a marathon with a backpack full […]