Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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What Is a Fixed Rate?
Categories: Debt Management, Financial Terms
Today we are going to answer the question, “what is a fixed rate?” A fixed rate is a steady, unchanging interest rate on a loan. No surprises. No sudden jumps. You lock in one rate, and it stays the same for the life of the loan. Think of it like locking in the price of […]
Use the 80/20 Principle to Crush Debt Fast!
Categories: Debt Management
Today we are going to show you how to use the 80/20 principle to crush debt fast! The 80/20 principle works for almost everything in life, including paying off debt. When you focus on the most important 20%, the other 80% falls into place. Let’s break it down step by step with real examples. The […]
Take control
Categories: Motivation
Build Your Credit Today to Change Your Future
Categories: Credit Tips
Today we are going to discuss how you can build your credit today to change your future. Your credit score isn’t just a number, it’s the key to your financial future. A strong score opens doors to better loans, lower interest rates, as well as more opportunities. A weak score? It can hold you back […]
Budget wisely
Categories: Uncategorized