Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Debt Consolidation EXPOSED: Do It the Right Way!
Categories: Debt Management, Financial Terms, Motivation
Today we are going to discuss debt consolidation exposed: Do it the right way! The numbers don’t lie. We’re going to show you how to pay less instead of falling into a massive debt trap. If you’ve been told that consolidating debt with a new mortgage is the best move, think again. What’s the Goal […]
You’re halfway there!
Categories: Uncategorized
Make the move
Categories: Motivation
What Impacts Your Credit Score the Most?
Categories: Debt Management, Financial Terms
Today we are going to answer the question, “what impacts your credit score the most?” Your credit score plays a big role in your financial life. It helps lenders decide if they can trust you to borrow money. But what really affects your score the most? Let’s break it down. Payment History: The biggest factor […]
Hidden Wealth in Your Home: HELOC Qualification Breakdown
Categories: Debt Management, Financial Terms, HELOC
Today we are going to talk about hidden wealth in your home. Unlocking the hidden wealth in your home starts with understanding how a HELOC (Home Equity Line of Credit) works as well as how to qualify for one. Let’s break it down step-by-step, so you can see if this option works for your needs. […]