Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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The Battle Between Your Nest Egg and High-Cost Credit Card Debt
Categories: credit cards, Debt Management, Financial Terms
Today we are going to demonstrate the battle between your nest egg and high-cost credit card debt. Ever wonder why your savings never seem to grow, but your credit card balance never seems to shrink? That’s the quiet game banks play every single day. They pay you a little interest on your savings while charging […]
Don’t Use Snowball or Avalanche Until You Do THIS!
Categories: credit cards, Debt Management, Financial Terms
Don’t use the snowball or avalanche until you do this! If you’ve been trying to pay off debt but keep stumbling, this is for you. The truth is, most people start in the wrong place. They try to pay off debt before they fix it.That’s like trying to run a marathon with a backpack full […]
Stop Letting Bad Debt Ruin Your Retirement
Categories: credit cards, Debt Management, Financial Terms, Retirement
Retirement should be the time to relax, not worry. Yet many people carry credit card balances, personal loans, or other high-cost debt into their golden years. The good news is you can Stop Letting Bad Debt Ruin Your Retirement by making smart changes now. With a few shifts, you’ll keep more of your money and […]
From Overwhelmed to Debt Free – Your Speedy Action Plan
Categories: credit cards, Debt Management
Today we are going to discuss how you can transition from overwhelmed to debt free- your speedy action plan. If you’ve ever asked yourself, “How fast can I get out of debt?” — you’re not alone. The truth is, your speed depends on where you start. And the good news? You can change your starting […]
Is it an inconvenience?
Categories: Motivation