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Take Charge of Your Future

Are you ready to take charge of your future?

Are you tired of banks slipping money out of your wallet and tucking it into their own?

Then Smart with Debt is here to help! Our goal is to help you pay the LEAST amount of interest to banks and put more money in your pockets.

Come join a community of homeowners like yourself who are taking back what belongs to them: their money and the choice to use it however they want.

Whether you desire to buy your dream Ferrari, wipe away your debt, or send your kid to college, you have the right to spend your money as you see fit.

And one of the best ways to do that is knowing when it makes sense to refinance.

Ready to discuss your personal scenario? Contact us today!

Refinance Tips: How to Avoid Extra Debt

Did you know your decision to refinance can bury you in extra debt? The small monthly savings you gain can actually cost you hundreds of thousands of dollars AND add years to your payments.

Can you really afford that? Wouldn’t you rather enjoy your hard-earned money?

So, when does it make sense to refinance? The answer is simple: It’s all based on easy, verifiable math that gives you numbers you can TRUST!

Ready to check your numbers and take control of YOUR future? Contact us today!

Is Now A Good Time to Refinance?

Just because mortgage rates are low might not mean you should refinance. Find out why here.

7 Common Questions from First Time Homebuyers

Are you preparing to buy your first home? Do you have questions? Well, you’re not alone! Check out this video that answers seven common first time homebuyer questions.