Credit Usage Habits Matter

Surprise, surprise: credit cards play a major role in your credit score. In fact, 30% of your FICO score involves your credit usage habits.

That’s why it’s so important to understand how to use credit cards. Unfortunately, you don’t always think about the consequences of your credit usage habits. You might fall into the habit of charging more than you should, applying for too many credit cards at once, and/or paying your bills later.

If any of this rings true to you, and you’re trying to figure out how to break your bad habits, we want to help. Visit smartwithdebt.com to learn more!