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Common Lenders to Avoid

Just because a bank says no, doesn’t mean you can’t get a loan. In fact, you can get one in six months or less. How? By avoiding these common lenders:

  • Mainstream “Big Bank” companies since their focus is volume and quality credit.
  • Traditional mortgage companies. They focus on closing deals in 30-days because they pay their sales staff commissions once a month.
  • Credit Unions. Most don’t have the resources to focus on clients who need a little credit help.

Ready to take the first step in getting a home loan? Learn more at smartwithdebt.com.

Credit Tips: Make More than You Spend

Another credit card downfall many people need to be aware of is how much they’re making versus how much they’re spending. If you have more bills than income, creditors will frown upon you.

This tends to happen to many of us when we’re in our 20’s. At this time in our lives, we’re often presented with a minefield of temptations, bad decisions, and hard lessons.

It’s okay.

As Smart with Debt, we want to help you cross that minefield unscathed. Or, if it’s too late and you stepped on a financial bomb, we want to help put your life back together so you can own a home and save money.

A lot of money!

Motivational Monday – Begin Again

Friday Fun – Banks Be Like

What three habits do people with good credit scores have?

Do you ever wonder how people achieve such high credit scores? Well, find out some of their habits here!