How Refinancing Can Cost You
Before you refinance, find out how it can cost you tens of thousands of dollars.
Before you refinance, find out how it can cost you tens of thousands of dollars.
Do you know what the mortgage approval process looks like? Well, here’s a snapshot:
The mortgage approval process is determined by three main factors:
The higher each factor is, the easier it is to get a loan. Why? Because there’s little to no risk for a mortgage company. You’ve proven you’re financially stable.
What if one of these three factors aren’t good? Well, you need to find a way to balance things out.
To learn more credit strategies and debt management, contact us!
We’ve kicked off our 90-Day Challenge and it’s never too late to join.
The challenge is to pick an enjoyable activity and stick with it for 30, 60, or 90 days. The basic guideline is choosing an activity that’s fun, fast, and CHEAP. Reading, hiking, swimming, biking, writing—it can be just about anything as long as it doesn’t cost too much.
By taking a hike every day or reading a book each week, we set ourselves up for financial success—because we aren’t using our downtime to find random ways to spend our money. Instead, we give ourselves a healthy, enjoyable outlet to focus on.
Not only are we saving ourselves money by doing this, we’re also improving our minds, hearts, and/or bodies. Getting up and moving, learning something new, reaching a new goal—it’s all good for us! Bonus: we’re keeping money in the bank to use on more important things in life—like buying a dream home.
What are you waiting for? Give yourself a focused purpose this month, and you’ll quickly (and easily) break free of bad financial habits.
If you own a home, chances are you have some equity. But what the heck does that even mean? Find out with this helpful video!
Today, we’re kicking off our 90-Day Challenge!
What is the 90-Day Challenge? Simply put, it’s when we pick an activity we love to do and stick with it for 30, 60, or 90 days.
The key is choosing an activity that’s fun, fast, and CHEAP. Reading, hiking, swimming, biking, writing—it can be just about anything as long as it doesn’t cost too much.
By focusing on activities we enjoy, we stay focused and busy—which leads to spending less on random things out of sheer boredom. Boredom is one of the main reasons we hop online and shop, or go out for expensive meals, or find other ways to spend our hard-earned cash on things we don’t really need.
Give yourself a specific (and fun) purpose this coming month, and you’ll quickly (and easily) break free of bad financial habits!
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