Before you buy your first home
Before you buy your first home, check out these nine first time homebuyer mistakes:
What three habits do people with good credit scores have?
Do you ever wonder how people achieve such high credit scores? Well, find out some of their habits here!
Credit Usage Habits Matter
Credit Usage Habits Matter
Surprise, surprise: credit cards play a major role in your credit score. In fact, 30% of your FICO score involves your credit usage habits.
That’s why it’s so important to understand how to use credit cards. Unfortunately, you don’t always think about the consequences of your credit usage habits. You might fall into the habit of charging more than you should, applying for too many credit cards at once, and/or paying your bills later.
If any of this rings true to you, and you’re trying to figure out how to break your bad habits, we want to help. Visit smartwithdebt.com to learn more!
Prime or Subprime?
Prime or Subprime? Which category do you fall into based on your credit score?
Collector Tips: Written Agreements
Before you run off to pay collection companies and creditors to boost your credit score, remember this important tip:
Have written agreements in place! It’s unfortunate, but a lot of these companies and individuals do not have your best interest at heart. So, play it safe and put everything in writing.
To learn more credit strategies, and how you can get a mortgage when the bank says no, go to smartwithdebt.com.