Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Is a HELOC More Dangerous Than a Credit Card?
Categories: credit cards, Debt Management, Financial Terms, HELOC, Mortgage, Refinance
When it comes to borrowing money, many people wonder:Is a HELOC more dangerous than a credit card? The answer?Yes… and no. Let’s break it down using real examples so you can decide what’s right for your situation. How HELOCs Are Less Risky Than Credit Cards Let’s start with interest. That’s the big one. Most credit […]
Beware of the siren song of the market
Categories: Motivation
Ingenuity
Categories: Motivation
What Is a Cash Out Refi and Is It the Best Move for You?
Categories: Uncategorized
Today we are going to discuss, “what is a cash out refi and is it the best move for you? Need cash and own a home? A cash out refinance might be the answer. It’s a way to take money out of your home’s value without selling it. How does it work? Here’s how it […]
Retiring debt
Categories: Motivation