Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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How to Pay Off Your Debt FAST and Enjoy Life MORE
Categories: Uncategorized
Debt can weigh you down, but with the right plan, you can pay off your debt fast and enjoy life more. It’s all about finding the right strategy to cut your interest rates and speed up your payments without changing your budget. Let’s walk through how you can do this. Step 1: Reposition Your Debt […]
Homebuyer Alert: Should You Pay Points or Not?
Categories: Uncategorized
When you’re shopping for a mortgage, you may hear about “points.” So, what are they, and should you pay points or not? Let’s break it down with a real-life example to help you decide if paying points will save you money in the long run. What Are Points? A point equals 1% of your loan […]
Compound interest
Categories: Motivation
How to Find the BEST Rate on a HELOC
Categories: Uncategorized
How to Find the BEST Rate on a HELOC When you’re looking to find the best rate on a HELOC (Home Equity Line of Credit), it’s important to know that not all rates are the same. Rates can vary widely depending on where you shop, whether it’s a bank, a credit union, or a mortgage […]
Make a Change Today!
Categories: Motivation