Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Learn to use debt
Categories: Debt Management, Financial Terms, Motivation
Today we are going to help you to learn to use debt instead of having debt use you. What is debt? What exactly is debt? Debt is when you borrow money from someone and promise to pay it back later. There are many types of debt including credit cards, mortgages, student loans, and car loans […]
HELOC vs. Home Equity Loan: What’s the Best Choice for You?
Categories: Debt Management, Financial Terms, HELOC, Mortgage, Refinance
Are you looking to tap into your home’s equity but unsure whether a HELOC vs. Home Equity Loan is right for you? Let’s break down these two options and see which one fits your financial needs. Similarities Between HELOC and Home Equity Loan Both a HELOC (Home Equity Line of Credit) and a Home Equity […]
Take the plunge!
Categories: Motivation
How to Accelerate your Debt Payoff
Categories: Financial Terms, Mortgage
Do you feel tired and stuck in debt? No need to worry! There are ways to pay off your debt faster without cutting back on everything you enjoy! By repositioning your debt into smarter loans, you can save money and even free up some extra cash every month. Today we are going to take a […]
The Impact of Having a Good Credit Score
Categories: Credit Tips, Debt Management
Today we are discussing the impact of having a good credit score. Credit scores are like a report card in school. Take a moment to consider whether or not you are getting good grades. Remember, in the lending world, banks and lenders use these scores figure out if they can trust you with a loan. […]