Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Cash Out Refi vs Home Equity Loan – Which One is Better?
Categories: Debt Management, HELOC
Cash Out Refi vs Home Equity Loan – Which One is Better? Today we are going to discuss the difference between a cash out refi vs home equity loan. In both of the following examples there are a lot of similarities. This includes identical houses, similar lifestyles, as well as $465,000 in debt. Let’s take […]
Gain control over your life!
Categories: Uncategorized
How to Pay Off Your Debt FAST and Enjoy Life MORE
Categories: Uncategorized
Debt can weigh you down, but with the right plan, you can pay off your debt fast and enjoy life more. It’s all about finding the right strategy to cut your interest rates and speed up your payments without changing your budget. Let’s walk through how you can do this. Step 1: Reposition Your Debt […]
Homebuyer Alert: Should You Pay Points or Not?
Categories: Uncategorized
When you’re shopping for a mortgage, you may hear about “points.” So, what are they, and should you pay points or not? Let’s break it down with a real-life example to help you decide if paying points will save you money in the long run. What Are Points? A point equals 1% of your loan […]
Compound interest
Categories: Motivation