Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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U.S. credit card debt
Categories: Uncategorized
Today we are going to share an article regarding U.S. credit card debt. Experts like Rakeen Mabud point out that the Federal Reserve’s rate hikes are making life harder for those who rely on credit cards. Interest rates are becoming a bigger burden than inflation itself. The credit industry’s lack of competition is also a […]
How to Accelerate Your Debt Payoff
Categories: Uncategorized
Are you tired of feeling stuck in debt? Don’t worry, there are ways to pay off your debt faster without cutting back on everything you enjoy. By repositioning your debt into smarter loans, you can save money and even free up some extra cash each month. Let’s walk through how to accelerate your debt payoff […]
Make a Plan!
Categories: Motivation
Cash Out Refi vs Home Equity Loan – Which One is Better?
Categories: Debt Management, HELOC
Cash Out Refi vs Home Equity Loan – Which One is Better? Today we are going to discuss the difference between a cash out refi vs home equity loan. In both of the following examples there are a lot of similarities. This includes identical houses, similar lifestyles, as well as $465,000 in debt. Let’s take […]
Gain control over your life!
Categories: Uncategorized