Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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The Shortest Refinance Boom EVER – Good or Bad For You?
Categories: Uncategorized
For just a couple of weeks, we had what might be the shortest refinance boom ever. Interest rates dipped into the 5% range, which got everyone talking about cash-out refinances to manage their debt. But was it really the best option? Let’s break down why this might have been more of a blessing in disguise. […]
Use your money wisely!
Categories: Motivation
Think ahead!
Categories: Motivation
The Gap Between Retirement Expectations and Reality
Categories: Debt Management
Today we are going to discuss the gap between retirement expectations and reality.Many people who are still working stress about retirement savings. They think they need a lot of money to retire, but once they retire, they often find that things aren’t as bad as they feared. Let’s take a quick look! For example, Americans […]
How to Calculate a HELOC Payment
Categories: Financial Terms, HELOC, Mortgage
Today we are going to not only discuss what a HELOC is but we will also walk through the process of how to calculate a HELOC payment. Let’s get started. What is a HELOC? First and foremost, what is a HELOC? A HELOC is a mortgage on your house. However, it operates like a credit […]