Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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The Impact of Having a Good Credit Score
Categories: Credit Tips, Debt Management
Today we are discussing the impact of having a good credit score. Credit scores are like a report card in school. Take a moment to consider whether or not you are getting good grades. Remember, in the lending world, banks and lenders use these scores figure out if they can trust you with a loan. […]
Home Equity Loan
Categories: Debt Management, Financial Terms, Mortgage
Have you considered using the equity in your home to pay off some of your debt, complete home improvements, cover emergency expenses, or continue your education? Now might be the right time to take a closer look! What exactly is a home equity loan? A home equity loan is a type of second mortgage that […]
The Power of Knowledge!
Categories: Uncategorized
The pros and cons of 0% APR credit cards
Categories: Uncategorized
Today we are going to look at an article that discusses the pros and cons of 0% APR credit cards. A 0% APR credit card can be a helpful tool for managing debt, but only if used wisely. With these cards, you can pay off your balance without interest during the intro period, which could […]
The Shortest Refinance Boom EVER – Good or Bad For You?
Categories: Uncategorized
For just a couple of weeks, we had what might be the shortest refinance boom ever. Interest rates dipped into the 5% range, which got everyone talking about cash-out refinances to manage their debt. But was it really the best option? Let’s break down why this might have been more of a blessing in disguise. […]