What’s a Good Credit Score?

What does a good, solid, lender-friendly credit score look like?

In the mortgage industry, lenders like to see scores above 760. Anything under 660 could get a Simon Cowell-like rejection. Okay, maybe not that harsh, but still. You’ll risk hearing “No” more than “Yes” if your credit score is too low.

Do you know what your credit score is? To find out for free, go to AnnualCreditReport.com. You can also pay to get your FICO scores by going to MyFico.com.

To learn more about credit, and how you can get a mortgage when the bank says no, go to smartwithdebt.com.