Tag Archive for: mortgage credit coach

90 Day Challenge: Do What You Love

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Today, we’re kicking off our 90-Day Challenge!

What is the 90-Day Challenge? Simply put, it’s when we pick an activity we love to do and stick with it for 30, 60, or 90 days.

The key is choosing an activity that’s fun, fast, and CHEAP. Reading, hiking, swimming, biking, writing—it can be just about anything as long as it doesn’t cost too much.

By focusing on activities we enjoy, we stay focused and busy—which leads to spending less on random things out of sheer boredom. Boredom is one of the main reasons we hop online and shop, or go out for expensive meals, or find other ways to spend our hard-earned cash on things we don’t really need.

Give yourself a specific (and fun) purpose this coming month, and you’ll quickly (and easily) break free of bad financial habits!

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Fourth of July – Safety Tips

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We all know the Fourth of July is a BLAST! But we also need to be sure we don’t blast off our hands…or other body parts.

Yes, there are thousands of firework-related injuries every year. Don’t be one of them by following these safety tips:

  • Double check there are no bans on fireworks in your area. You might start a fire…or get a hefty ticket.
  • Adult supervision required! Keep your children safe. Don’t let them play with, ya know, fire.
  • Fine, most of us are going to light a few fireworks. Just keep a bucket of water handy in case things ago awry.
  • If you get a “dud,” don’t relight it! Take that bucket of water and douse it. Then throw the blasted thing away and curse your misfortune.
  • Make good decisions and NEVER light fireworks in a container, especially glass or metal. Cause, “Kaboom!”
  • Hosting a BBQ? Some people might like to char their hotdogs, but don’t char your property! Keep your grill away from your home and deck railings, and away from branches or overhangs.
  • Other grill safety notes that seem obvious, but might not be after a few beers:
    • Remember to open your gas grill before lighting.
    • Remove grease or fat buildup in trays.
    • Keep your kiddos and four-legged friends safe by creating a three-foot “kid and pet-free zone” around the grill.
    • Wearing a flowing dress or loose shirt? Keep it away from those flames!

Bottom line: Make good choices this Fourth of July. It’s all fun and games until someone or something goes up in smoke. Poof!

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