Tag Archive for: finances

5 Questions To Ask Before You Refinance Your Home

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Do you ever get the feeling a bank or mortgage company isn’t telling you the whole story? That, perhaps, refinancing isn’t the best option for you, even though they say it is?

Before you take a bank’s word for it, ponder these 5 questions about refinancing your home:

  1. How much more will it cost/save you over the life of the new loan compared to where you’re currently at?
  2. What’s better: A new second mortgage, a new first mortgage, or doing nothing at all?
  3. What term or pay down is your breakeven point from your current debt payouts?
  4. What happens if you put all the savings into the new mortgage? How much will you save over the life of the loan?
  5. What happens if you save all the new savings?

We’re here to guide you through these questions and decide what’s best for you. Ready to chat? Contact Us to get started!

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Refinance Tips: Simple, Verifiable Math

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So, when does it make sense to refinance? It’s all based on simple, verifiable math that gives you numbers you can TRUST!

Math is reliable, objective, and transparent. By plugging in the numbers, you can calculate the wisest path to take…without the burden of extra work.

Does that mean you HAVE to take that path? Of course not. Although you’re part of a community of homeowners, you’re a unique individual too. You have different needs, desires, and goals. Retirement, traveling, investing—it’s your life, your money, your choice.

We get this!

However, before you make that choice, we encourage you to understand the trustworthy math behind your decision…and we hope you’ll let us walk you through the process.

Contact us to get started!

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Take Charge of Your Future

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Are you ready to take charge of your future?

Are you tired of banks slipping money out of your wallet and tucking it into their own?

Then Smart with Debt is here to help! Our goal is to help you pay the LEAST amount of interest to banks and put more money in your pockets.

Come join a community of homeowners like yourself who are taking back what belongs to them: their money and the choice to use it however they want.

Whether you desire to buy your dream Ferrari, wipe away your debt, or send your kid to college, you have the right to spend your money as you see fit.

And one of the best ways to do that is knowing when it makes sense to refinance.

Ready to discuss your personal scenario? Contact us today!

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Pros and Cons of Refinancing

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Are you thinking about refinancing? Before you do, consider the pros and cons listed here.

 

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