Tag Archive for: credit score
Do you ever wonder how people achieve such high credit scores? Well, find out some of their habits here!
Did you know after you clean up your credit, you don’t need to wait 12 to 24 months to apply for a home loan? You can actually apply within six months. The main reason online credit cleaning companies like to keep you around so long is because they want to charge a monthly reoccurring fee. The longer you stay, the more money they make.
Don’t fall for this common trick!
To learn more credit strategies, and how you can get a mortgage when the bank says no, get in touch with us!
Credit Usage Habits Matter
Categories: Credit Resources
Credit Usage Habits Matter
Surprise, surprise: credit cards play a major role in your credit score. In fact, 30% of your FICO score involves your credit usage habits.
That’s why it’s so important to understand how to use credit cards. Unfortunately, you don’t always think about the consequences of your credit usage habits. You might fall into the habit of charging more than you should, applying for too many credit cards at once, and/or paying your bills later.
If any of this rings true to you, and you’re trying to figure out how to break your bad habits, we want to help. Visit smartwithdebt.com to learn more!
