Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Hidden Wealth in Your Home: HELOC Qualification Breakdown
Categories: Debt Management, Financial Terms, HELOC
Today we are going to talk about hidden wealth in your home. Unlocking the hidden wealth in your home starts with understanding how a HELOC (Home Equity Line of Credit) works as well as how to qualify for one. Let’s break it down step-by-step, so you can see if this option works for your needs. […]
Imagination
Categories: Motivation
What Is a Second Mortgage?
Categories: Financial Terms, Mortgage
Today we are going to answer the question, “what is a second mortgage?” A second mortgage is a loan that lets you borrow money against the equity in your home. Equity is the difference between your home’s value and what you owe on your first. For example, if your home is worth $300,000 and you […]
Monthly Payment
Categories: Motivation, Uncategorized
What Affects Your Credit Score?
Categories: Credit Tips, Debt Management
Today we are going to discuss what affects your credit score. Your credit score can feel like a mystery, but it’s not. It’s just a snapshot of how you handle money and debt. Knowing what affects it can help you make better choices and keep your score healthy. The biggest factor is payment history. Do […]