Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Credit Matters More Than Ever
Categories: Credit Resources
Credit has mattered for many years, but now it matters more than ever. Find out why with this article from CSR!
Credit Pitfall: High balance on a small credit card
Categories: Credit Tips
One of the biggest credit pitfalls people fall into is when they have a high balance on a small credit card. For example: You have a $500 credit card and charge $400 on it. When creditors see you’re using 80% of your available credit, they mark you as HIGH risk. Now, let’s say you have […]
Do you think credit is out of reach?
Categories: Credit Tips
Do you think credit is out of reach? Guess what? It’s not. Even if you don’t have any credit, you can still get credit. There are people out there who have a total credit score of zero. In fact, almost 11% of Americans either do not have credit or have too little credit to score. […]
Motivational Monday – A Ship
Categories: Credit Tips, Mortgage
Friday Fun – Father’s Day Funny
Categories: Credit Tips, Mortgage