Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Collector Tips: Written Agreements
Categories: Credit Resources
Before you run off to pay collection companies and creditors to boost your credit score, remember this important tip: Have written agreements in place! It’s unfortunate, but a lot of these companies and individuals do not have your best interest at heart. So, play it safe and put everything in writing. To learn more credit […]
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Categories: Credit Resources, Mortgage, Motivation
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Categories: Credit Resources, Mortgage
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Categories: Credit Tips
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Credit Pitfalls: Paying off credit cards
Categories: Credit Tips
One of the biggest credit pitfalls you might fall is closing accounts when they’re paid as agreed upon. Believe it or not, it isn’t good to close an account that’s already open and being paid as agreed. For example, Jack has five cards, each with a $500 balance. However, only one is being used. Creditors […]