Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Credit Tips: You Don’t Need to Wait Years To Apply for a Loan
Categories: Credit Tips
Did you know after you clean up your credit, you don’t need to wait 12 to 24 months to apply for a home loan? You can actually apply within six months. The main reason online credit cleaning companies like to keep you around so long is because they want to charge a monthly reoccurring fee. […]
Credit Usage Habits Matter
Categories: Credit Resources
Credit Usage Habits Matter Surprise, surprise: credit cards play a major role in your credit score. In fact, 30% of your FICO score involves your credit usage habits. That’s why it’s so important to understand how to use credit cards. Unfortunately, you don’t always think about the consequences of your credit usage habits. You might […]
Motivational Monday – The Moment
Categories: Credit Tips, Mortgage, Motivation
Friday Fun – Shut the Door
Categories: Credit Resources, Motivation
Prime or Subprime?
Categories: Credit Resources
Prime or Subprime? Which category do you fall into based on your credit score?