Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Common Credit Traps to Avoid: Part Two
Categories: Credit Tips
Last week, we discussed four common credit traps good people fall into. Now let’s look at four more: Applying for every credit card. So, you stroll into a store and the clerk says, “Hey, we’ll give you 20% off today if you apply for this card…and this card…and this card…” Pretty soon, you have all […]
Motivational Monday – Improve Tomorrow
Categories: Motivation
Friday Fun: The Shadowland
Categories: Credit Tips
Credit Building Tips
Categories: Credit Tips
If you dream of owning a home someday, then check out these tips on how to build up your credit score!
Common Credit Traps to Avoid: Part 1
Categories: Credit Tips
Now that you’ve gained a decent grip on what credit is and how it affects the mortgage application process, let’s dig deeper. Here are four common credit traps good people fall into: Keeping credit card balances too high compared to the amount of credit available. For example, if you have a $1,000 credit card with […]