Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
We may request cookies to be set on your device. We use cookies to let us know when you visit our websites, how you interact with us, to enrich your user experience, and to customize your relationship with our website.
Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer.
These cookies are strictly necessary to provide you with services available through our website and to use some of its features.
Because these cookies are strictly necessary to deliver the website, refusing them will have impact how our site functions. You always can block or delete cookies by changing your browser settings and force blocking all cookies on this website. But this will always prompt you to accept/refuse cookies when revisiting our site.
We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.
We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.
We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.
Google Webfont Settings:
Google Map Settings:
Google reCaptcha Settings:
Vimeo and Youtube video embeds:
You can read about our cookies and privacy settings in detail on our Privacy Policy Page.
Privacy Policy
Friday Fun: The Shadowland
Categories: Credit Tips
Credit Building Tips
Categories: Credit Tips
If you dream of owning a home someday, then check out these tips on how to build up your credit score!
Common Credit Traps to Avoid: Part 1
Categories: Credit Tips
Now that you’ve gained a decent grip on what credit is and how it affects the mortgage application process, let’s dig deeper. Here are four common credit traps good people fall into: Keeping credit card balances too high compared to the amount of credit available. For example, if you have a $1,000 credit card with […]
Steps to Take Before Paying Your Collectors
Categories: Credit Tips
Before you run off to pay your collector to boost your credit score, remember these tips: Once a collector gets your money, they’ll forget about you the next day. Any verbal agreements you might’ve made with them will be quickly forgotten. Make sure everything is in writing! For example, tell a collector to write the […]
Motivational Monday – Everybody Wins
Categories: Motivation