Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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The Mortgage Approval Process
Categories: Credit Resources, Debt Management
Do you know what the mortgage approval process looks like? Well, here’s a snapshot: The mortgage approval process is determined by three main factors: Credit score. Income/savings. How much money you put down on a house (or the loan-to-value). The higher each factor is, the easier it is to get a loan. Why? Because there’s […]
Monday Motivation – Fortune
Categories: Motivation
Friday Fun – A True Einstein
Categories: Debt Management, Refinance
Friday Fun – Aliens
Categories: Debt Management, Refinance
Refinancing in Plain English
Categories: Financial Terms, Refinance
Most of us aren’t pros when it comes to real estate terms. No worries! Check out this useful article that spells refinancing out in plain English.