Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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How Refinancing Can Cost You
Categories: Financial Terms, Refinance
Before you refinance, find out how it can cost you tens of thousands of dollars.
The Mortgage Approval Process
Categories: Credit Resources, Debt Management
Do you know what the mortgage approval process looks like? Well, here’s a snapshot: The mortgage approval process is determined by three main factors: Credit score. Income/savings. How much money you put down on a house (or the loan-to-value). The higher each factor is, the easier it is to get a loan. Why? Because there’s […]
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Categories: Motivation
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