Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Categories: Debt Management, Motivation
Cash-Out Refinance: Avoid the $250,000 Blunder Most People Make
Categories: Debt Management, Financial Terms, Mortgage, Refinance
Are you thinking about a cash-out refinance? While it might seem like a great idea to free up some cash each month, it creates further financial strain in the future. Therefore, before you jump in, let’s look at the numbers in order to see how this decision could cost you a whopping $250,000 over time. […]
Do You Know How to Calculate Your HELOC Payment?
Categories: Debt Management, Financial Terms, HELOC
Do You Know How to Calculate Your HELOC Payment? Thinking about adding a Home Equity Line of Credit (HELOC) to your financial toolkit but unsure about the payments? You’re not alone. Many people want to know what to expect before they sign on the dotted line. In this guide, we’ll break down a simple way […]
Pay Less For Debt: Credit Card vs. HELOC Calculator
Categories: Debt Management, Financial Terms, HELOC
Pay Less For Debt: Credit Card vs. HELOC Calculator Are you a homeowner looking for ways to put more money into your life? Whether it’s for relief, fun, or just to survive, moving money from a credit card to a HELOC (Home Equity Line of Credit) can save you a lot. Let’s take a closer […]
Cash Out Refinance: Good or Bad Idea in Today’s Market?
Categories: Debt Management, Financial Terms, Mortgage, Refinance
Cash Out Refinance: Good or Bad Idea in Today’s Market? Are you thinking about a cash out refinance and wondering whether or not it’s a good idea in today’s market? While many people see ads promising extra cash and lower monthly payments, it’s important to consider whether or not it’s the best choice for you. […]