Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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The Gap Between Retirement Expectations and Reality
Categories: Debt Management
Today we are going to discuss the gap between retirement expectations and reality.Many people who are still working stress about retirement savings. They think they need a lot of money to retire, but once they retire, they often find that things aren’t as bad as they feared. Let’s take a quick look! For example, Americans […]
How to Calculate a HELOC Payment
Categories: Financial Terms, HELOC, Mortgage
Today we are going to not only discuss what a HELOC is but we will also walk through the process of how to calculate a HELOC payment. Let’s get started. What is a HELOC? First and foremost, what is a HELOC? A HELOC is a mortgage on your house. However, it operates like a credit […]
Experience Life!
Categories: Motivation
3 Things to Think About BEFORE You Get a Cash Out Refi
Categories: Debt Management, Financial Terms, HELOC, Refinance
A cash-out refinance can be a powerful tool to manage your finances. However, it’s important to make smart decisions before diving in. Let’s break it down into 3 things to think about before you get a cash out refi. This will not only protect your future, but it will also help you get the best […]
Where are you going?
Categories: Motivation