Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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How to Calculate a HELOC Payment
Categories: Financial Terms, HELOC, Mortgage
Today we are going to not only discuss what a HELOC is but we will also walk through the process of how to calculate a HELOC payment. Let’s get started. What is a HELOC? First and foremost, what is a HELOC? A HELOC is a mortgage on your house. However, it operates like a credit […]
Experience Life!
Categories: Motivation
3 Things to Think About BEFORE You Get a Cash Out Refi
Categories: Debt Management, Financial Terms, HELOC, Refinance
A cash-out refinance can be a powerful tool to manage your finances. However, it’s important to make smart decisions before diving in. Let’s break it down into 3 things to think about before you get a cash out refi. This will not only protect your future, but it will also help you get the best […]
Where are you going?
Categories: Motivation
U.S. credit card debt
Categories: Uncategorized
Today we are going to share an article regarding U.S. credit card debt. Experts like Rakeen Mabud point out that the Federal Reserve’s rate hikes are making life harder for those who rely on credit cards. Interest rates are becoming a bigger burden than inflation itself. The credit industry’s lack of competition is also a […]