Our Smart With Debt blog guides you on how to live the life you desire with your own money, not borrowed from banks or lenders. We strive to support those who are serious about managing their debt and discovering ways to leverage it for financial gain.
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Is a Cash-Out Refi the best choice?
Categories: Debt Management
Today we are going to answer the question, “is a cash-out refi the best choice?” Thinking about tapping into your home’s equity? A cash-out refinance could be the answer. It’s a way to access the money you’ve built up in your home by replacing your current mortgage with a new one for more than you […]
HELOC: How to Get the BEST Interest Rate
Categories: HELOC
Today we are going to discuss how to get the best HELOC rate. A HELOC, or home equity line of credit, is an excellent tool that you can use to pay off debt or fix up your property. Here at Smart With Debt we want to show you how to get the best interest rate […]
Finding the Right Credit Card for You
Categories: credit cards, Debt Management
Today we are going to discuss how finding the right credit card for you can make a big difference in the long run. Picking the perfect credit card can feel like searching for a needle in a haystack. But don’t worry, it’s easier than you think when you know what to look for. The right […]
Laser Focus!
Categories: Motivation
How Does Credit Card Interest Affect You?
Categories: Uncategorized
Today we are going to answer the question, “how does credit card interest affect you?” Credit card interest can add up fast if you’re not careful, but understanding how it works can help you stay in control. First, credit cards charge interest when you don’t pay your balance in full by the due date. This […]